Net Worth Calculator
Calculate estimated net worth from assets and liabilities.
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Your result
Estimated net worth
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Total assets
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Total liabilities
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Liabilities-to-assets ratio
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Enter your assumptions to see a short result summary.
Net worth breakdown
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How it works
- Net worth is the difference between the value of assets and outstanding liabilities.
- Assets can include cash, investments, property, and other items with measurable financial value.
- Liabilities can include mortgages, loans, credit-card balances, and other debts.
Net Worth = Total Assets − Total Liabilities
Frequently asked questions
Can net worth be negative?
Yes. Net worth is negative when total liabilities exceed total assets.
Should I include my home?
You may include property at the value you believe is appropriate and separately include any related outstanding debt.
Does this calculator verify asset values?
No. Results depend entirely on the values you enter.
Disclaimer
This calculator provides a simplified personal balance-sheet estimate. Asset values, taxes, transaction costs, pensions, contingent liabilities, ownership structures, and other financial considerations may affect actual net worth.